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The following terms and conditions apply to users of this website. Please read these carefully.

This website (the site) is provided for members and prospective members of the BOC Pension Scheme, the Gist Limited Pension Scheme and BOC Retirement Savings Plan (RS section and AVC section). The entire content of this website such as text, pictures, graphics, sound, animations and videos is protected by copyright and other laws for the protection of intellectual property. Distributing, changing or copying the contents of these pages, including framing or the use of any framing techniques, is prohibited.

No rights of licence or other rights are granted via the website for the use of the intellectual property contained therein, including brands and copyright. Copying, distributing, reproducing, forwarding and otherwise using this protected intellectual property is not permitted without the written consent of BOC Pension Services and AHC Ltd. The remaining contents of the website may also not be copied, distributed, changed or made available to third parties. In particular, the use of texts, sections of text or visual material requires the prior approval of BOC Pension Services and AHC Ltd. BOC Pension Services and AHC Ltd expressly specify that some of the pictures contained on the website are protected by the copyright of third parties.

It is expressly permitted for a user of the website to produce a single copy for his or her own personal, non-commercial use, as long as the content is not altered in the course of the copying and all the references to intellectual property rights in respect of copies are retained, or inserted if only extracts from the website are being used.

BOC Pension Services and AHC Ltd will use their reasonable endeavours to ensure that the information contained on this site is accurate and error free. However, BOC Pension Services and AHC Ltd cannot warrant that the information on this site does not contain inaccuracies or typographical errors. The information on this site may be changed or updated without notice, and users should not rely on it when making decisions. Confirmation should always be sought first from BOC Pension Services at The Priestley Centre, 10 Priestley Road, Surrey Research Park, Guildford, Surrey GU2 7XY or AHC Ltd at Heath Hall, Heath, Wakefield, West Yorkshire WF1 5SL.

BOC Pension Services and AHC Ltd will have no liability to any person other than a member in connection with this site. However, this exclusion does not apply to liability for death or personal injury, or to any other liability which cannot be excluded by law.

Whilst BOC Pension Services and AHC Ltd make reasonable attempts to exclude viruses from this site, they cannot guarantee such exclusion and no liability is accepted for viruses. You are recommended to take all appropriate safeguards before downloading information from this site.

BOC Pension Services and AHC Ltd may deny access to this website at any time. BOC Pension Services and AHC Ltd provides no guarantee whatsoever that the availability of this website will be uninterrupted.

No liability is accepted for the contents of any site operated by a third party which may be accessed via links from this site. Such links are provided for your convenience only and do not imply that BOC Pension Services or AHC Ltd approve or recommend the content of such sites. BOC Pension Services and AHC Ltd are also not responsible for the data protection arrangements of the operators of these other web pages.

The content of this site is protected by UK and international copyright laws. All rights are reserved.

Any personal information you choose to save on this site is stored securely under the normal data protection procedures used for all personal information within BOC Pension Services and AHC Ltd.

Copyright in any software that is made available for download from Working Money belongs to BOC Pension Services or AHC Ltd or their suppliers. Your use of the software is governed by the terms of any licence agreement that may accompany or be included with the software. BOC Pension Services and AHC Ltd are not responsible for any technical or other issues that may arise if you download third party software. Do not install or use any software unless you agree to such licence agreement.

Learn About Money: BOC were one of the main sponsors of the Learn About Money materials that were developed from 2002. A website version was launched in early 2004. The modules provide a good background to Working Money and can be accessed online at www.learnaboutmoney.org or by selecting a module from the following: